This class will introduce you to the world of finance. You will have a great time learning more about money. And don’t worry! This class will be entertaining.

I love to teach about money because money is valuable and useful. It has become an important part of our everyday lives. Money enables us to buy goods like video games, clothes, books, and smartphones. Many people enjoy shopping. With money, you can buy many of the things you want.

When you receive money, you have a choice to either spend it or save all or some of it for the future. There is nothing wrong with spending money, especially for buying goods and services you truly need; however, saving money is also very important because it helps you prepare for the expensive items you need to purchase in the future such as a college education, a car, and a house. More importantly, saving money allows you to better handle unexpected expenses and emergencies that can happen in the future.

What is exciting about money is that it can grow when it is put in the right place. This is called investing. Any person, young or old, can invest savings and earn more money. The sooner you start to invest your money, the bigger your savings can grow over time.

Because there are so many wonderful things you can do with money, nearly everyone dreams of having lots of money. But money is not easy to come by. Have you heard of the expression “Money does not grow on trees”? This means money is not something you can easily get like picking an apple from a tree. People need to work in order to earn money.

But there are also some not-so-good realities you need to face when dealing with money. When someone buys more than what he or she makes, that person could end up with no money in the future. Sometimes, people can also lose money when they put their savings into the wrong investments. When you don’t properly manage and protect your money, you can lose it. You getstressed out when you lose that hard earned money—especially when you cannot buy the things you need.

Đọc sách online tại: Finance 101 for Kids Money Lessons Children Cannot Afford to Miss

What Is Finance?

Money: How Did It All Start?

How to Earn Money

A. Working for Someone
B. Working for Yourself Providing Goods or Services

The Power of Money

A. Making Your Money Work for You!
B. Money Works for Others, Too!

Introduction to Credit

A. What Is Credit?
B. The Great Things About Credit
C. The Not So Great Things About Credit

Dealing with Credit

A. Different Types of Credit
1. Credit Cards
2. Student Loans
3. Automobile Loans

B. Getting Credit
1. Character
2. Capacity

Save Your Money!

A. Why Bother to Save?
1. To Prepare for the Big Purchases
2. To Prepare for Emergencies and Unexpected Expenses

B. Budget: A Great Tool to Help You Save

C. Banking Tools to Help You Save
1. Savings Account
2. Checking Account
3. Debit Cards and ATMs
4. Certificate of Deposit

Money and Our Economy
A. Demand and Supply
B. Inflation
C. Unemployment

The Stock Market

A. What Is a Stock Market?

B. Making Money in the Stock Market
1. Share in the Profit
2. Rise in the Price of Stocks

C. The Down Side of Stock Market Investing

Money Around the World
A. What Are Currencies?
B. What Is Foreign Exchange?
C. Other Uses of Foreign Exchange